Investment loans are treated slightly different to Owner Occupier Home Loans when it comes to lending criteria, in that they often have stricter eligibility requirements and tighter lending requirements. They often have a lower maximum loan-to-valuation ratio (LVR) therefore require a higher deposit. They also have, on occasions, a slightly higher interest rate on average than Owner Occupier Home Loans.
G.J. Finance has access to over 30 lenders with many different investment loan options available to choose from. We can source the most suitable investment loan for you, whether it be for Interest Only payments, a Fixed Rate or the highest borrowing capacity for your circumstances.
Speak to a G.J. Finance Lending Manager today to allow us find the best investment loan to suit your needs.